It's never too early to become an informed consumer. By being aware of it, tech your kids, friends or other family members to be skeptical about offers which are "too good to be true." Share information about scams with your friends and loved ones.
Watch out for the warning signs such as:
offers that pressure you to act "right away"
offers that guarantees success.
sounds too good to be true
promises unusually high returns
offers that require an upfront investment - even for a "free" prize.
buyers that want to overpay you for an item and have you send them the difference
doesn't have the look of a real business
something that just doesn't feel right.
There are also some safety guidelines that can protect you from being a victim:
If you have any doubts about the legitimacy of a business, verify the company with the Better Business Bureau.
Try not to click any links inside your email to check a website. Instead, type the address into your browser.
Report any online fraud that you encounter to the Federal Trade Commission at ftc.gov/complaint.
Shred all confidential documents instead of simply discarding them in the trash.
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